Prime Mortgage Group Limited


PRIME STANDARD HOME LOAN


Fully featured loans designed to assist with the purchase, construction or refinance of both Owner Occupied and Investment properties for Australian residents.
Available for:
  • First home buyers, Prior home owners, Investors.
Option include:
  • Loan terms up to 30 years with initial 5 years Interest Only.
  • Variable or Fixed Interest Rates
  • 100% Offset Account
  • Line of Credit
  • Unlimited Internet Access and Phone Banking

NON - RESIDENTS AND EXPATRIATES


Every year a diverse mix of foreign nationals, Australian expats and temporary residents step into the Australian real estate market, seeking to purchase homes and investment properties.

Prime's mortgage lending programs are designed to accept applications to assist in the Purchase of:
  • Completed property (houses, town houses and units)
  • House and land construction.
The loans come with a 100% offset account and redraw facility also it allows flexible lump sum payments and higher loan repayments.
We have a well established team of qualified multilingual senior personal experienced In assisting with al aspects of the complexities involved in arranging the finance required.

CONSTRUCTION LOANS


HOMEPAY PRODUCT: Provides a specialized construction loan facility with unique and distinctive features for borrowers looking to build a new home either for a personal residence or for investor purposes.

Benefits include:
  • 12 months full deferral of mortgage repayments covering both the land and building loans.
  • Competitive interest rates
  • If construction is finalized within 12 months there is an added benefit of deferral repayments for the remaining period.
  • Accredited builder vetting reducing risk of builder insolvency.
  • All construction builders are required to successfully complete the HOMEPAY comprehensive auditing process.
This loan product is unique in it's design with special features that allows borrowers to defer mortgage payments during both the land acquisition and construction phases.

SELF MANAGED SUPER FUND (SMSF)


If you are considering purchasing a residential investment property and have an established Self Managed Super Fund or are contemplating forming one you should consider the advantages of utilizing your SMS for this purpose.

Some of these benefits include
  • The ability to access a loan with as low as 20% cash deposit or by using equity in another property
  • The flexibility of controlling the income and possible capital gains inside the Fund.
  • If some financial misfortune should occur the only asset in your Fund that is at risk is the property.
  • Access to qualified staff with specific knowledge in structuring SMSF loans which are more complex than normal residential home loans.
  • The capacity to access a loan with as low as 20% cash dep